Compare Business Expense Cards
Business Expense Cards are a fantastic way to manage your own, and your employees Business spending. You can set spending caps, monitor transactions, setup permissions for individual users and spend abroad amongst many other features.
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Business Spend Card | Price |
|---|---|---|
Features |
– Monitor transactions in real time
– Xero, Sage and QuickBooks integrations – 3 Employee Cards (Free Plan) – Load cards in Multi-Currency (£6/PM feature) – Upload receipts through the app. – Pause or block cards for added security – Set bespoke spending limits |
FREE |
Fees |
Transaction Fees – FREE
UK ATM Fee – £2 International ATM Fee – £2 Foreign Transaction Fee – 1% £6/PM for Pro / £10/PM for Premium |
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Business Spend Card | Price |
|---|---|---|
Features |
– Monitor transactions in real time
– Spend in 190+ countries – Load cards in GBP,EUR & USD – Upload receipts through the app. – Pause or block cards for added security – Set bespoke spending limits |
£50/Year |
Fees |
Transaction Fees – FREE
UK ATM Fee – £1.50 International ATM Fee – £1.50 Foreign Transaction Fee – FREE 1.5% foreign transaction fee applies for non-standard currencies |
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CardOneMoney | Price |
|---|---|---|
Features |
– Requires you to open Business Account (No Credit Check)
– Expense Cards for up to 4 employees – IBAN & Swift Payments (Business Account) – Monitor transactions in real time – Set bespoke spending limits |
FREE |
Fees |
Transaction Fees – FREE
UK ATM Fee – £1.50 International ATM Fee – £3 Foreign Transaction Fee – 2.75% |
£12.50 P/M for
Business Account |
Business Expense Cards
Business expense cards are pre-paid cards that help businesses spend within their means, earn rewards and manage expenses. These cards are not the same as corporate credit cards, which are expensive and can damage your company’s credit rating. You can use a business expense card much the same as a standard debit card, in that you are able to make purchases and withdraw cash. Pre-paid cards do not require credit checks making them much easier to obtain for small businesses.
Account Management
You can access your account online or via an App to make changes, such as updating your profile information or making a request for a new employee card. You can also view recent transactions and load or unload funds onto the card, which is helpful if you’re traveling internationally and need to change currencies. The online account management is particularly useful if you have multiple cards within the same account, because it allows you to transfer between accounts quickly and easily.
Employee Spending Limits
Business expense cards come with spending limits, which keep employees from spending too much. These limits can be set as a day limit (the most common option), a weekly limit, and even a monthly limit. The best part about these limits is that they’re easy to configure and manage.
Expenses and Categorisation
• Easily track expenses
• Easy to categorize expenses
• Easily export data
• Easily add receipts from your phone or computer, tablet or desktop.
Low Fees
Lower costs are always a win and with business prepaid cards, you will often find no monthly fee options, as well as free transaction fees and low ATM withdrawal fees (typically £1-2.50). Things to watch for are costs for similar to Business Credit Card for foreign transaction fees.
